Focused on Your Possibilities
We will help you pursue financial independence with greater confidence by putting aside what you cannot control and focusing on what you can do to help manage and protect your wealth. We rely on realistic expectations and a conservative approach that remains focused on what is truly important—you and your specific long-term dreams.
To help you create and implement a successful financial plan, we guide you through a multi-step process that includes:
Working with you to gather all relevant information, such as your income, assets, expenses, and potential risks
Developing realistic long-term financial goals for retirement, potential college expenses, and other milestones
Creating a detailed, written financial plan
Implementing your plan
Continuously monitoring your plan and adapting it as necessary
The more your assets grow, the more you’ll need to protect.
Do you have the right kind of insurance and the proper coverage amounts? Have you diversified your savings to manage risk? We take a well-reasoned, careful approach to risk management. We’ll help you determine the appropriate strategies to help protect your wealth.
Are you on track to achieve the retirement lifestyle you envision for yourself? If you are retired, do you have a plan to turn your assets into a reliable, sustainable stream of retirement income? Our experience means that we can help you cover your bases and plan for a retirement that fulfills your dreams.
While retirement planning can begin at any age. it is a good idea to start early. Wherever you are in your life stage, we can help you make plans for your financial future.
If you have children, will you be able to afford their college expenses?
A college education can be expensive, so paying for it requires proper planning. Whether you’re looking to fund an education for your children or grandchildren, we can help you understand your options and make the appropriate decisions.
Investments and Asset Allocation
We believe key investment rules rarely change, which is why we don’t jump on the latest hot tip or flashy stock. We use more realistic expectations and take a more conservative approach that focuses exclusively on delivering a comprehensive plan designed for your specific long-term goals.
Taxes may be unavoidable, but we can help you manage them.
Are you maximizing opportunities to invest in tax-advantaged accounts? If you are retired, are you withdrawing your assets as tax-efficiently as possible? We can help with strategies designed to minimize your tax burden.
Have you created a detailed estate plan that minimizes taxes and supports your loved ones and favorite causes? We can help you make sure that your wishes are respected and reflected in your estate planning. Whether you intend to support charitable causes or you want to lessen the tax burden on your heirs, we can help you better understand your estate planning options.
Estate planning helps you determine your legacy.
We offer total transparency and constant communication to keep you informed and on track toward your goals. Let’s start the conversation today.